People are pissed. I get that. They think that the Affordable Care Act is bad. Like grab the kids, toss them in the mini-van and run for the bomb shelter because the freaking world is ending kind of bad.
The people with whom I have spoken personally are practically screaming over the fact that they feel with this act in place they will no longer have control over their health care.
Ummmm…right, because under current insurance dogma I currently have SO much control over my health care. That is, of course, as long as I see the doctors in my network, get proper referral and approval for specialist visits, am only prescribed the medications that are covered by my insurance (never mind that another medication might actually work better for me) and provided that the insurance company agrees with my doctor about any major course of treatment.
It once took me two years of fighting with my insurance company to get a colonoscopy covered because I was younger than their “minimum” age for such a test. The doctor thought it was important that I get one since, you know, I had all the major symptoms of colon cancer. However, the symptoms weren’t important to my insurance company - it was all about whether or not I “qualified” under their protocol to have the test. *sighs*
TWO YEARS worth of fighting to get the insurance company to cover a fairly routine procedure meant to not only diagnose but hopefully cure very early stage colon cancer. By the time they finally conceded and paid their share, the medical providers had already turned the account over to collections and the insurance only covered about 40% of the cost - leaving me with well over $1,500 to pay on my own.
Thankfully I did get the test and I’m perfectly healthy but what if I weren’t? If I had to scream at the top of my lungs to get them to cover the test what would I have had to do to get them to cover treatment for a major illness?
My insurance isn’t some fly by night insurance either. It’s through a major insurance company and provided by my employer. I’ve heard similar stories from people who have policies with many different major insurance providers.
One of my favorite stories is from my aunt. She was a few weeks pregnant with her first child when she was in an auto accident. Concerned for the safety of her unborn baby the emergency room doctors performed an ultrasound. From that point her medical insurance refused to cover any costs associated with her pregnancy, delivery, etc. because they said that it was a condition related to the car accident and therefore should be covered by her auto insurance.
Her son was almost 2 months old before her health insurance finally relented and agreed to cover her pregnancy and related expenses.
I wish I was making this up.
So, while I can agree that the Affordable Care Act isn’t perfect I don’t believe that I’ll be needing to run for the hills any time soon. Besides, if I run I might hurt myself and who knows how long it will take the insurance company to decide to cover my injury.
This link provides the hits, runs and errors in a fairly straight forward format.
“One of the biggest, and possibly the biggest, obstacle to becoming a writer — I’ve said this from a slightly different angle in another answer — is learning to live with the fact that the wonderful story in your head is infinitely better, truer, more moving, more fascinating, more perceptive, than anything you’re going to manage to get down on paper. (And if you ever think otherwise, then you’ve turned into an arrogant self-satisfied prat, and should look for another job or another avocation or another weekend activity.) So you have to learn to live with the fact that you’re never going to write well enough. Of course that’s what keeps you trying — trying as hard as you can — which is a good thing. As I started off saying, writing takes practise.”—
1. Create an idea saving system. Find tools that work for you, Moleskine or Evernote anyone?
2. Be ready to capture ideas anywhere. J.K. Rowling tells the story of how Harry Potter “fell into her head” on a train journey.
3. Step away from the computer. Pick up a pen, doodle, mindmap, take photos. Use both sides of your brain. 4. Understand your creative process. Be aware of what drives you. Reflect on how you make things happen.
5. Use tools that inspire you. Leather journals, coloured pens, scrapbooks, green ink.… 6. Be on a mission. Why does the idea excite you? Why this idea, why now? What difference will it make in the world?
7. Begin with the end in mind. Visualise the end product, the colour of the book cover, the texture of the paper, the graphics on the packaging.
8. Stand in the shoes of the people you want to impact. Now create the thing that makes the biggest difference to them.
9. Set goals. Have milestones you can reach. A launch date. Write them down, then stick to them.
11. Follow hunches. Trust your gut. Act on your wildest dreams. 12. Find quiet space. Meditation, walks, getting closer to nature, time to journal. What works for you? 13. Plan meticulously. Map out desired outcomes, skill sets, milestones, resources.
19. Do the work. Hit publish, press send, hang the picture or launch the website. An idea without execution is just an idea, it has no impact on the world. 20. Do what it feels good to do. Ideas that get you up early and keep you up late are the ones that live. 21. Remember that You Are The Map Maker. Don’t let fear stop you from doing the things that matter.